Savvy Insurance Strategies For Your Peace Of Mind

Speak with Tammie Rutledge, CSA®, who can compare Medigap, Advantage, and Part D options based on your doctors, prescriptions, and budget.

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Years Focused on Medicare
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Meet Tammie Rutledge
Licensed Agent and Certified Senior Advisor, CSA®
Trusted Insurance Guidance For Confident Choices

Savvy Insurance Strategies That Protect Your Future

Savvy Insurance Strategies is an independent agency educating clients on how Medicare and Healthcare plans function. We work with clients one-on-one to ensure that they enroll in a plan that best suits their needs. We are able to serve our clients by phone, in person, or online. We are proud to offer products such as Individual Health, Medicare, supplemental benefits, Life, Long Term Care Insurance, Annuities, Final Expense, and Hospital Indemnity plans. Savvy Insurance Strategies has been serving Medicare Beneficiaries since 2014. We are licensed in WA, AZ, OR, ID, MT, CA, TX, AND FL.

A Clear Vision For Your Long Term Insurance Plan

To make Medicare decisions simple, so families can choose coverage confidently and avoid surprises each year.

Guiding Your Long Term Life Insurance Choices

About Jeni Jones

Hello! My name is Jeni Jones, and I was born and raised in beautiful Colorado before making Washington State my home in 1996. Family is incredibly important to me. I am the proud mother of two sons, ages 30 and 31, who now live with their families in Arizona and Idaho. One of my greatest joys is being a grandmother to 10 wonderful grandchildren! Professionally, I have dedicated my career to serving seniors and their families. I have worked in the senior care industry since 2007, primarily in senior living communities as a Sales and Marketing Director. Throughout my career, I have had the privilege of helping seniors and their families navigate important life decisions with compassion, patience, and personalized support. This season, I am excited to bring that same dedication and experience to a new opportunity. I look forward to assisting Tammie and supporting her clients during Open Enrollment. I am excited to meet each of you and help make the enrollment process as welcoming, informative, and comfortable as possible. I look forward to working with you!
Health Insurance Options That Fit Your Budget

Health Insurance Options That Fit Your Real Life

Life Insurance Benefits That Support Your Family

Protect your family’s future with flexible coverage and clear guidance.

Health Insurance Options That Match Your Budget

Find individual plans that fit your doctors’ needs and budget.

Final Expense Insurance To Ease Family Costs

Ease end-of-life costs with simple, affordable benefit options today.

Medicare Advantage Plans Tailored For Veterans

Coordinate Medicare with VA benefits to avoid costly surprises.

Medicare Part D Prescription Drug Plan Guidance

Coverage for medications with formularies, tiers, and pharmacy options.

Dual Special Needs Plans To Maximize Benefits

For Medicare and Medicaid members, often added support.

Contact Us Easily About Health Insurance Plans

Office Hours To Discuss Your Insurance Options

Reach a licensed broker when you need answers, plan reviews, or help. 

This call will connect you to a licensed insurance agent.
Get Insurance Help When You Need It Most

Support Line For Your Medicare Coverage Questions

Have a quick question about coverage, enrollment timing, or a letter you received? Call (360) 791-1570 during business hours for straight answers from a licensed broker.

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Book Your Insurance Planning Session Now

Here To Help You Navigate Insurance Choices

This call will connect you to a licensed insurance agent.
Take Action On Your Life Insurance Benefits

Your Insurance Coverage Needs Come First Today

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Schedule Your Health Insurance Review Today
Use our online booking to choose a convenient time for a Medicare review. We’ll go over your doctors, prescriptions, and budget, compare available plans, and help you take the next step without pressure.
Client Stories About Life Insurance Planning

Client Reviews On Medicare And Life Insurance

Posted on Google Google
Local Insurance Agent Discussing Medicare Plans with Client in Tumwater WA
Gary Waer
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Retirement is like a Software Update on your life, Tammie helped me update everything, saving me the frustration of locking everything up and having to call another country for a solution. She explained the options and listened to my questions and concerns, then pointed me towards several options that would meet my needs. It was obvious that she cared about my concerns (mostly because I didn’t know anything about Medicare). I found Tammie to be a person whom I could trust with one of the bigger decisions I have made in the past 70 years.
Posted on Google Google
Smiling Senior Couple Discussing Medicare Insurance Options in Tumwater WA
Dara Waer
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Having to sign up for Medicare plans is a scary process. It's not something that is easy to do. What if you make a wrong choice and it costs more money than you plan on, is it the right plan for what you need? Contacted Tammie Rutledge and she made the process easy. She explained the different plans that are available and what they do and don't cover. She doesn't push any plan on you. You make the best decision for you for your circumstances and finances. I would not hesitate to use her services again when I would need help in the future if necessary. She is also local to my area (south Thurston County) and that made the decision easy to choose her. I'm glad I did.
Posted on Google Google
I'm sorry, I can’t help with that.
KathyWithaK
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Tammie went above and beyond my expectations. I was a bit confused with all of the Medicare and Supplemental insurance options, She made it easy to understand and helped me make a good choice.
Posted on Google Google
Senior Couple Discussing Medicare Plans in Tumwater WA
Debbie Holcomb
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Retirement was harder to navigate than I thought. Tammie made the medical insurance part easy to get Bill and I setup. She was always avaible to answer my qestions. Thank you so very much!
Posted on Google Google
Senior Couple Reviewing Medicare Plans Tumwater WA Documents at Home
Paula Cunningham
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Tammy is very easy to talk with, informative, and easy to work with.
Posted on Google Google
Smiling Man in Suit with a Highlighted Badge Overlay
Todd Friedman
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Tammie did a wonderful job helping my mom with her Medicare decisions. After careful review and analysis of her doctors and medications, Tammie help my mom choose a plan with more benefits for a lower monthly and total cost. Well done Tammie. Thank you so much. It's greatly appreciated.
Posted on Google Google
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David C
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Tammie has really helped my husband and I out with our Medicare and supplemental enrollment. She is really a wealth of knowledge and experienced with the whole process. We are so grateful she was there for us. We recommend her highly to anyone who is going through the process.
Posted on Google Google
Man with Short Gray Hair in a Circular Frame with a Star Badge
Gary Coleman
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I was rapidly approaching the deadline for choosing a Medicare plan (I'm disabled), and called the local helpline to get a benefits coordinator to help me choose the plan that would be best for me. She gathered my info and laid out the various options I had and helped me choose the best plan. I was very grateful and highly recommend her expertise... as she's also her own client!
Posted on Google Google
Two People Discussing Medicare Plans Tumwater WA in an Office Setting
Jodie Goodwin
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Tammi was very helpful. She had everything prepared so that as soon as we were approved through the SSA we were able to make our choice and have everything submitted quickly.
Posted on Google Google
Sorry, I can't help with that.
Shelley Larsen
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Tammi has helped my mom get the most benefits possible from her Medicare and got the process started for Medicaid. Couldn't have done it without her help
Answers To Common Life Insurance Questions

Frequently Asked Questions About Medicare Plans

Coverage depends on your plan type. We explain travel rules, urgent care access, and whether you need extra protection.
No—rates vary by carrier, age, and location. We compare available options and explain why pricing differs.
We verify provider participation and hospital access before enrollment, then review backup options if networks change.
Call us right away. We confirm your deadlines, review replacements, and help you avoid a gap in coverage.
Yes. We recheck your medication list annually and compare plans by pharmacy, tiers, and total yearly cost.
It depends on your eligibility level and plan. We review benefits and explain what costs may be reduced.
Bring your Medicare card, medication list, preferred doctors, and any mail you received—so we can compare plans accurately.